Tools and Equipment Insurance for Gig Workers: Protect What You Use to Earn
Practical coverage tailored for photographers, videographers, tradespeople, and mobile service pros. Safeguard gear, reduce downtime, and keep your income flowing with straightforward terms and responsive help.
Your tools are your income — protect them with purpose-built coverage
Photographers, videographers, tradespeople, and mobile workers rely on gear every day. Without proper protection, a single incident can derail a gig schedule and strain cash flow.
Covers gear on the move
Equipment covered during transport, on location, and in temporary storage—helping you stay productive in busy schedules.
Flexible limits & riders
Choose coverage that fits your typical job kit, with riders for high-value gear and accessories.
Simple claims, quick support
A streamlined claims flow with clear steps and a dedicated support line to get you back on set fast.
Covered Equipment & Gear Lists
Cameras, lenses, lighting rigs, audio gear, tools, and portable devices commonly used on location.
Cameras & lenses
DSLRs, mirrorless bodies, fast zooms, and prime lenses essential for shoots on location.
Lighting & audio
LED panels, stands, reflectors, mics, and recorders for reliable on-site production.
Tools & accessories
Tripods, gaff tape, batteries, chargers, memory cards, cables, and spares to keep gear running.
A simple path to protection
Quote, review, and activate your policy with clear steps designed for busy gig workers.
Get a quick quote
Enter gear details and gig type to see personalized coverage options.
Review your coverage
Choose a plan that aligns with your typical gear kit and risk tolerance.
Policy active
Policy starts, gear is covered, and claims support is ready if needed.
Pricing that fits a gig-based budget
Three simple plans to cover common kits with scalable riders for higher-value gear.
Essential
Most common gearCovers basic kit, limited riders for high-value items, standard claims process.
- Laptop and camera bodies
- Up to $5k gear value
- No gear-damage riders
Expanded
Best valueHigher gear value limits and select riders for specialty gear.
- Kits up to $15k
- Rider: high-value cameras
- Priority claims support
A clear, fast claims process
Document requirements, timelines, and support to help you recover quickly after a loss.
What to expect
File a claim with a simple set of documents, get a timely assessment, and track progress in your portal.
- Proof of ownership
- Incident description with date
- Repair quotes or replacement estimates
Dedicated support
Access a claims specialist who can guide you through each step and provide a downloadable checklist.
Download claims checklistStart protecting your gear today
Enter your equipment value, gig type, and contact details to receive a tailored quote. No fluff, transparent pricing.
Trust signals
- 4.9/5 average customer rating
- 100% privacy and data protection
- 24/7 claims helpline