Scenario
Missed rides or downtime
If demand drops or you can't work due to an accident, disability benefits help cover essential costs until you’re back in action.
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GigGuard Insurance
Disability Insurance • Gig Workers
Disability Insurance for Gig Workers: Protecting Your Income If You Can’t Drive
When downtime happens, your income can stall. We designed a clear, reliable plan that keeps you earning—even when you can’t log a ride or delivery.
Why disability insurance matters for gig workers
Your income depends on your ability to work when opportunities arise. Disability coverage bridges the gap during injuries, illnesses, or downtime, so you stay financially steady while you recover.
- Income continuity: Regular payouts when you can’t drive or deliver, so bills stay paid.
- Accessible protection: Simple, gig-friendly plan design with flexible coverage options.
- Peace of mind: Clear terms, fast claims, and a focus on getting you back to work safely.
Income protection
Fast claims
Easy eligibility
Covered scenarios
Scenario
Vehicle or equipment downtime
If your ride-share car or delivery scooter is out of service, disability coverage keeps essential expenses covered while you repair or replace gear.
Scenario
Illness or injury
When health setbacks restrict your ability to work, you’ll receive support to cover essential living costs during recovery.
Plans & Pricing
No surprises. Cancel anytime.
Simple, transparent options
Essentials
PopularCore disability protection designed for gig workers who want straightforward coverage.
- Up to 6 months of income protection
- Flexible eligibility
- Fast claim decisions
$19/mo
Choose Essentials
Comprehensive
Best valueExtended coverage with higher payout ceilings and added wellness support.
- Up to 12 months of income protection
- Higher payout limits
- Wellness and rehabilitation support
$39/mo
Choose Comprehensive
What gig workers say
“The plan helped me cover my rent while I was recovering. Quick claims and real peace of mind.”
Get a personalized quote
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